Enrolling in Benefits
You are eligible for benefits if you are an active, full-time employee working 30 or more hours per week. Coverage begins on the first day of the month following two full months of active, full-time employment. You must enroll within 30 days of becoming eligible.
If you miss the enrollment deadline, you’ll need to wait until the next Open Enrollment, unless you experience a qualifying life event during the year.
Eligible Dependents
When you enroll yourself, you may also cover your eligible dependents, including:
- Your legally married spouse*
- Your registered domestic partner, where applicable by state law*
- Natural, adopted or stepchildren, or children of a domestic partner, up to age 26
- Children over age 26 who are disabled and depend on you for support
- Children named in a Qualified Medical Child Support Order (QMCSO)
*Spouse and domestic partner medical coverage: If your spouse or domestic partner has medical insurance available through their own employer’s group plan, they are not eligible for Townsquare Media’s medical/Rx plan. To enroll a spouse or domestic partner in the Cigna medical plan, complete the affidavit below and email it to benefits@townsquaremedia.com. Domestic partners must also complete the notarized Affidavit of Domestic Partnership.
Who Is Not Eligible
- Parents, grandparents and siblings
- Employees working less than 30 hours per week, temporary or part-time employees, contractors, interns not on Townsquare Media payroll, and employees residing outside the United States
How to Enroll
Enroll in ExponentHR, Townsquare Media’s online benefits system. Sign in with single sign-on using your Townsquare Media Microsoft credentials. There is no separate ExponentHR password.
- Have the date of birth, Social Security number and address for each dependent you will cover.
- Log in to ExponentHR.
- Add your personal and dependent information.
- Select your benefit plans, then review your choices and costs before finalizing.
Questions about your benefits? Call Health Advocate at 866-611-8295.
Making Changes During the Year
Outside of Open Enrollment, you can enroll or change your benefit elections only if you have a qualifying life event. Three rules apply:
- Any change you make must be consistent with the change in status.
- You must make the change within 30 days of the date the event occurs.
- All proper documentation is required to cover dependents.
Qualifying Life Events
- Change in legal marital status
- Change in number of dependents or dependent eligibility
- Change in employment status that affects eligibility for you, your spouse or your child(ren)
- Change in residence that affects access to network providers
- Change in your health coverage or your spouse’s coverage due to your spouse’s employment
- Becoming eligible for Medicare or Medicaid
- A court order requiring coverage for your child
- A HIPAA special enrollment event, such as a new dependent by marriage, birth or adoption, or loss of other health coverage
- An event allowed under the Children’s Health Insurance Program (CHIP) Reauthorization Act
You must submit your change within 30 days after the event.
Dependent Verification
Adding dependents is subject to eligibility verification. Within 30 days, you will need to provide proof such as:
- Marriage certificate or license
- Domestic Partner Affidavit
- Birth certificate
- Final decree of divorce
- Court documents showing legal responsibility for adopted children, foster children or children under legal guardianship
- Physician’s written certification of a disabling condition (for dependent children over age 26 incapable of self-support)
If you do not provide the documentation within 30 days, you will not be able to add the dependent(s) until the next Open Enrollment.